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The finance ministry in a circular on April 19 said the factories which have already laid off workers will not be able to avail a loan from the Tk 5,000 crore stimulus package announced for export-oriented industries. Large units like the heavy industries in the textile sector were in doubt about availing loans from the Tk 30,000 crore announced as part of the first package, as there was no clear guideline in the circular from the finance ministry.